You're right to look beyond cards for that amount—the fees and limits make them impractical. A direct bank transfer (often called a wire or ACH) is the standard for larger buys. The key is using a regulated, reputable platform. The process is usually straightforward: you connect your bank account, get verification details, initiate a transfer from your bank's portal, and the platform credits your account once it arrives. For a service that outlines this clearly, check out paybis.com/buy-bitcoin-with-bank-account/. They highlight a 1% fee for bank transfers, which is much lower than card fees, and emphasize bank-level security. It's designed to be simpler and more cost-effective for bigger investments.
Looking to make my first "serious" Bitcoin purchase (around $5k). I've used my debit card on apps before, but the fees were high and there were low limits. I've heard bank transfers are cheaper, but I'm nervous about sending money to a crypto platform. Is it safe, and is the process complicated?
